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Will Health Insurance Cover a Work Injury?

Becoming injured on the job can be a very frightening and worrisome experience. You probably have questions, such as:

  • How will I pay for my medical bills?
  • How will I pay for my everyday living expenses if I can’t work?

If you have health insurance, you may wonder if you can use your policy to help pay for the costs associated with your working injury. Keep reading to learn the answer.

Paying for the Expenses of a Work Injury

Typically, most work injuries are excluded from your health insurance coverage, even if your policy is sponsored by your employer.

However, that does not mean you have to pay the costs of your injury out of your own pocket.

In fact, employers are required to offer workers’ compensation benefits to all employees, so that you’re covered in the event you get hurt while working.

Workers’ Compensation

Employees who are injured on the job are protected under Mississippi’s workers’ compensation laws. If you are injured while working, at work, or while carrying out the duties of your employment in any manner, you are entitled to workers’ compensation benefits (with some exceptions).

Unfortunately, actually getting those benefits is not always so simple. Your employer’s insurance provider may reject your claim or try to offer compensation that falls short of what you truly need and deserve.

We Can Help

If you’ve been injured in an accident at work, you may be entitled to compensation. If your workers’ compensation benefits have been wrongfully denied, we may be able to help you obtain the benefits you need when you need them most. We have helped many other injured workers obtain compensation, and we may be able to help you, too. Don’t hesitate to contact our office with your case right away.

Call us today at (800) 670-0567 to discuss the details of your case!