Quick answer: If you were hurt in a Memphis motorcycle accident, Tennessee generally gives you one year from the crash date to file a lawsuit (Tenn. Code § 28-3-104). A Memphis motorcycle accident lawyer at Mama Justice can fight insurers that blame riders and pursue compensation for medical bills, lost income, and pain and suffering. Call 24/7 for a free consultation.
Written by the Mama Justice legal team · Legally reviewed by Missy Wigginton, Founding Attorney (“Mama Justice”)
Last reviewed: September 30, 2026
Have you or a loved one been injured in a motorcycle accident? Contact the Memphis motorcycle accident attorneys at Mama Justice today to get the justice and the compensation you deserve.
Memphis has a high rate of motorcycle accidents, claiming 11.1% of total crashes in Tennessee–making it the city with the highest rate of motorcycle accidents in the state. Motorcycle collisions are extremely dangerous, as the rider is completely exposed with nothing to protect them in the case of a crash.
Motorcycles are more dangerous than cars, and Tennessee law doesn’t always protect them. If you’ve been involved in a motorcycle accident, you need to make sure that your rights are protected by a motorcycle accident lawyer.
The Memphis motorcycle accident lawyers at Mama Justice cal review the details of your accident, assess your damages, and work with your insurance company to recover compensation.
What Injuries Do Motorcycle Riders Suffer in Memphis Accidents?
A motorcycle accident can be catastrophic, no matter who is to blame or where the impact occurs. Motorcycle accidents can lead to serious injuries, especially for riders. Riders are exposed to external factors like wind and road conditions and are at risk of sustaining internal injuries if a collision occurs.
Motorcycle accidents involving injury can be devastating, causing a range of different injuries and causing severe damage to various parts of the body. Injuries that can occur during a motorcycle accident include:
- Traumatic Brain Injuries: When it comes to traumatic brain injuries, motorcyclists are the most susceptible of all groups. A rider may sustain a concussion or brain damage due to the crash’s impact. A head injury from a motorcycle crash can lead to severe health complications like intracranial bleeding, blood clots, and herniation. The risk of head trauma is increased when the rider is not wearing a proper helmet, which can lead to intracerebral hemorrhage and brain swelling.
- Spinal Injuries: One of the most devastating injuries that can be suffered in a motorcycle accident is a spinal injury. Spinal fractures and injuries can be just about as catastrophic for a motorcycle rider as severe brain trauma. A spinal injury can lead to partial or total paralysis and long-term disability, depending on the severity of the injury. A spinal injury can cause long-term issues and require extensive physical therapy to recover. Our team also handles Memphis serious and catastrophic injury cases.
- Internal injuries: Many serious motorcycle accidents cause severe injuries to the victim’s internal organs. Serious motorcycle accidents can cause severe impacts that result in immediate, life-threatening injuries. Riders have a much higher risk of traumatic brain injuries and other serious internal injuries after an accident; some of these issues can only be treated by surgery. These kinds of injuries may require a doctor’s attention, so if you suspect someone has been hurt badly enough to need medical treatment, don’t hesitate to seek immediate medical attention.
- Lower Extremities Injury: Lower-extremity injuries account for a high percentage of all motorcycle crash injuries. Lower extremity injuries cause 16% of all motorcycle crash-related emergency room visits. A recent NHTSA study revealed that leg injuries are at the most common lower extremity injuries seen in motorcycle crashes.
- Road Rash: Road rash is one of the most common injuries that victims of motorcycle accidents may experience. The treatment of road rashes varies depending on the severity and location of the wound. Protective clothing can prevent road rashes to some extent, but it may be difficult to completely avoid if a rider gets thrown off their bike.
- Skull Fractures: Injuries to the skull, particularly a fracture to the skull, can have alarming consequences on victims. A fractured skull can lead to complications if blood vessels and veins are damaged. In serious situations, a skull fracture can cause brain damage.
- Soft Tissue Injuries: Injuries sustained in a motorcycle accident can include abrasions, lacerations, cuts, and bruises. These injuries are caused when a rider runs into an obstacle at speed, severely damaging skin and muscle on impact. Skin abrasions and lacerations due to collisions with the ground are common injuries caused by falling off a motorcycle. These can be treated by cleaning the wounds, wrapping them with bandages, or putting on protective paddings.
- Broken Bones: Riding a bike can be dangerous, especially in Memphis. If a collision occurs and the biker isn’t properly protected by protective clothing, they may break some bones. Wearing protective clothing such as leather and gloves can protect your body from injuries.
What Are the Most Common Types of Motorcycle Accidents in Memphis?
There are many different types of motorcycle accidents, and each comes with its own unique set of causes and consequences. Some common types of motorcycle accidents our Memphis motorcycle accident attorneys see most frequently include:
- Head-on Collisions: Head-on vehicle crashes are the most common type of motorcycle accidents, occurring in nearly 60% of fatal motorcycle crashes. This type of accident occurs when a motorcyclist collides with a car head-on. Motorcyclists are less protected in terms of both their size and lack of protection, when compared to cars and trucks. When a car or truck hits a motorcycle, there is a good chance both are driving at high speeds, increasing the odds of the motorcyclists not surviving or sustaining severe injuries. If a big rig hit you, see our Memphis truck accident lawyer page. Head-on collisions are often fatal and can be prevented by riding defensively and being aware of your surroundings. If you lost a loved one in a crash, we also help families with Memphis wrongful death claims.
- Left-turn Accidents: Left-turn accidents are particularly dangerous for motorcyclists. They usually occur when a car driver fails to see the motorcycle in their blind spot while turning at an intersection or when the car driver misjudges the speed of the motorcycle. One of the leading causes of left-turn accidents is a vehicle that fails to yield the right-of-way to a motorcyclist traveling straight through an intersection. Motorcyclists are especially vulnerable because they have no protection from the force of a collision. Low-speed and high-speed collisions can be just as dangerous. Left-turn accidents can cause serious injury on the road.
- Sideswipe Collisions: Sideswipe collisions occur when a motorcyclist is riding in between two lanes of traffic, and one vehicle swerves into the motorcycle’s path. To avoid these types of accidents, it is important to use your turn signals when changing lanes and to ride predictably so that other drivers can anticipate your movements.
- Lane Switching: Lane switching is a common practice that most motorcyclists have exercised, especially in traffic. When traffic is at a standstill during rush hour and motorcycles are forced to slow down, they sometimes move into empty lanes to increase their speed without having to weave through traffic. However, the proximity of moving vehicles makes it hard for motorcycles to maneuver, making this practice extremely unsafe. It can lead to severe injuries.
What Causes Motorcycle Accidents in Memphis?
Motorcycles lack the safety features commonly found in vehicles, making them more likely to suffer catastrophic injuries in an accident than car drivers.
Motorcycle accidents are all too common in Memphis, and can lead to injuries that can last a lifetime or even death. Common causes of motorcycle accidents in Memphis include:
- Speeding
- Drunk driving
- Distracted driving
- Limited visibility
- Aggressive driving
- Failing to yield the right of way
- Poor road surface condition
- Violation of traffic laws
If you’ve been involved in any kind of motorcycle crash, you need to seek the legal services of an experienced motorcycle accident attorney at Mama Justice. No matter the cause of the accident, our experienced Memphis motorcycle accident lawyers will help you build a strong motorcycle accident case and fight for the compensation you deserve to recover damages.
What Should I Do After a Motorcycle Accident in Memphis?
No one ever expects to be in a motorcycle accident, but unfortunately, they do happen. Were you involved in a motorcycle accident in Memphis? If so, then you know how traumatic and confusing the experience can be. But what do you do next?
If you find yourself involved in a motorcycle accident in Memphis, there are some steps you should take to ensure that you are taken care of both physically and legally. These steps include:
- Seek medical attention: If you have been involved in a motorcycle accident in Memphis, it is vital to seek medical attention even if your injuries seem minor. Various injuries can occur in a motorcycle accident, some of which may not be immediately apparent. Internal bleeding can occur without any visible external wounds. It is therefore important to get checked out by a doctor or go to the emergency room as soon as possible after being involved in a motorcycle accident.
- Get the contact and insurance information of the other driver involved in the accident: In the aftermath of a motorcycle accident, it’s crucial to get the contact and insurance information of the other driver involved. This will help facilitate insurance claims and any legal action that may need to be taken. If the other driver is uncooperative or refuses to provide this information, you can call the police for assistance.
- File a police report: After being involved in a motorcycle accident, it is important to file a police report. This will create an official record of the accident, which can be helpful if you need to make an insurance claim or take legal action. If the accident was small and there were no injuries, you may be tempted to exchange information with the other driver and move on. However, even a minor collision can cause damage to your bike or helmet, and it’s essential to have documentation of what happened in case something unexpected comes up later.
- Gather evidence: After being involved in a motorcycle accident, it’s crucial to gather as much evidence as possible from the scene. This includes taking photos and getting witnesses’ contact information. Doing this will help you build a strong case if you decide to file a personal injury claim.
- Contact an experienced motorcycle accident lawyer: Getting into a motorcycle accident is a traumatic experience. It can be a difficult and lonely process navigating insurance claims and determining fault after a crash. You should contact an experienced motorcycle accident lawyer who can help you navigate insurance claims and personal injury lawsuits.
Our Memphis motorcycle accident lawyers at Mama Justice have years of experience handling motorcycle accident cases, and they can help get you the compensation you deserve. Contact us today for a free consultation.
How Long Do I Have to File a Motorcycle Accident Lawsuit in Memphis?
In Tennessee, you generally have one year from the date of the crash to file a personal injury lawsuit (Tenn. Code § 28-3-104). That is one of the shortest deadlines in the country. Claims against a government agency, such as a crash caused by a road defect, can have even shorter deadlines or special notice rules. If you lost a loved one, a wrongful death claim generally has a one-year deadline too.
Motorcycle cases also need fast action because proof disappears. Skid marks fade, video gets erased, and your bike may be repaired or sold. Call us early so we can protect the evidence. Deadlines vary by claim type, so confirm yours with a Memphis motorcycle accident attorney as soon as you can. The call is free.
What If I Was Partly at Fault for a Memphis Motorcycle Crash?
You may still be able to recover compensation. Under Tennessee’s modified comparative fault rule, you can recover as long as you are less than 50 percent at fault. Your compensation is then reduced by your percentage of blame. If you are found 50 percent or more at fault, you generally cannot recover.
Here is the hard truth about riders: insurance companies often blame the motorcyclist first. They say you were speeding, you were lane splitting, or the driver “never saw you.” We push back with evidence, including photos, video, witness statements, the crash scene, and the damage to the vehicles. Our job is to keep your share of the blame as low as possible, because every percent counts.
Does Tennessee’s Helmet Law Affect My Motorcycle Accident Claim?
Tennessee requires motorcycle drivers and passengers to wear a helmet (see Tenn. Code § 55-9-302). Riders age 21 and older may use certain approved alternative helmets, but the rule still applies.
If you were not wearing a helmet, do not panic and do not assume you have no case. An insurance company may try to use it to argue that you share the blame for your injuries, but a missing helmet does not by itself decide a claim. We look at how every fact of your crash fits together, including who caused it.
For more on helmets and rider safety, see NHTSA’s motorcycle safety resources and the Insurance Institute for Highway Safety’s motorcycle research.
Who Can Be Held Liable for a Memphis Motorcycle Accident?
Who pays depends on who caused the crash. In Memphis motorcycle cases, responsible parties can include:
- The other driver, for example a driver who turned left in front of you, changed lanes without looking, or was distracted or impaired.
- The vehicle owner, if someone else owned the car or truck that hit you.
- An employer, if the driver was working at the time of the crash.
- A government agency, if a pothole, loose gravel, or another road defect played a role. These claims can have shorter deadlines, so call us quickly.
- A manufacturer, if a defective part, tire, or helmet contributed to your injuries.
More than one party can share the blame. We look for every responsible party so that no source of compensation gets missed.
What Compensation Can I Recover After a Memphis Motorcycle Accident?
The aftermath of a motorcycle accident is often challenging to deal with. The physical pain and suffering that comes as a result of a terrible crash can be debilitating, and not all victims can get over their injuries physically or find the emotional strength to confront the accident itself.
If you or a loved one has been injured in an accident, no matter the cause, you deserve maximum compensation for medical bills, lost wages, and other costs related to your injuries. The personal injury attorneys at Mama Justice have the experience to help you win your personal injury lawsuit and get fair compensation. Read our guide to maximizing your personal injury settlement in Memphis.
Compensation that may be available to motorcycle accident victims includes:
- Income Replacement: Income replacement is one type of compensation that may be available. This type of compensation can help to replace the income that was lost as a result of the accident. The severity of injuries plays a big factor in determining the amount of lost wages the victim may receive. Likewise, the number of weeks the victim will have to recover from their injuries greatly affects their earnings potential.
- Medical Expenses: Medical bills can be costly, and they include expenses associated with past and future care. These can include physical therapy, surgery, hospital stays, doctor visits, medication, and rehabilitation. Our legal team of experienced Memphis motorcycle accident attorneys can help you win your motorcycle accident lawsuit to seek compensation for medical expenses.
- Pain and Suffering: Pain and suffering damages are intended to compensate the victim for the pain suffered as a result of the injuries, as well as for the loss of any ability to participate in activities that were enjoyed before the accident. If your injuries are severe, or if they have caused long-term effects, then you may be able to receive more compensation for pain and suffering.
What Is a Memphis Motorcycle Accident Case Worth?
No honest lawyer can promise a number before knowing the facts. Because riders have no steel frame around them, injuries tend to be serious, and the value of a claim usually depends on:
- How severe your injuries are and how long recovery takes.
- Your medical bills, past and future, including therapy and surgery.
- Lost income and any loss of future earning power.
- Pain, suffering, and the rides and activities you can no longer enjoy.
- Whether you share any blame under Tennessee’s 50 percent rule.
- The insurance that is available.
That last point matters. Tennessee’s minimum liability coverage is only $25,000 per person, $50,000 per accident, and $25,000 for property damage (see Tenn. Code § 55-12-102). A serious motorcycle injury can cost far more than that. If the driver who hit you has little or no insurance, your own uninsured or underinsured motorist coverage, if you have it, may help. We review every policy that might apply.
Every case is different. Past results do not guarantee future outcomes.
Why Does Local Experience Matter for a Memphis Motorcycle Case?
Memphis riders share the road with heavy traffic on I-40, I-240, and I-55, and with busy city streets like Poplar Avenue. Many Memphis injury lawsuits are filed in Shelby County Circuit Court, though the right court depends on your case, and injured riders are often treated at hospitals such as Regional One Health or Methodist.
Knowing how local crashes are investigated, how Shelby County claims are handled, and how insurers treat Memphis riders helps us build a case that fits your crash. You deserve the same fight as any other driver on the road, and Mama Justice gives you that fight.
Frequently Asked Questions About Memphis Motorcycle Accident Claims
How long do I have to file a motorcycle accident claim in Memphis, Tennessee?
In Tennessee, you generally have one year from the date of the crash to file a personal injury lawsuit (Tenn. Code § 28-3-104). Claims against a government agency can have shorter deadlines or special notice rules. Confirm your deadline with a Memphis motorcycle accident attorney as soon as possible.
Can I still recover compensation if I was partly at fault for a motorcycle crash in Tennessee?
Yes, as long as you are less than 50 percent at fault. Your compensation is reduced by your percentage of fault, and if you are 50 percent or more at fault you generally cannot recover. Insurance companies often try to blame riders first, so an attorney can gather evidence to protect your side of the story.
Do I have to wear a helmet in Tennessee, and does it affect my claim?
Yes. Tennessee requires motorcycle drivers and passengers to wear a helmet (Tenn. Code § 55-9-302). Not wearing one may give an insurance company something to argue about blame, but it does not by itself decide your case. Talk with an attorney about how the facts of your crash apply.
What if the driver who hit my motorcycle has no insurance or not enough?
You may be able to make a claim under your own uninsured or underinsured motorist coverage, if you have it. Tennessee’s minimum liability limits are only $25,000 per person, $50,000 per accident, and $25,000 for property damage, which can fall far short of serious motorcycle injuries. An attorney can review every policy that may apply.
Who can be held liable for a motorcycle accident in Memphis?
The driver who caused the crash is the most common responsible party. Others may include the driver’s employer, the vehicle owner, a government agency responsible for a dangerous road, or a manufacturer if a defective part or product played a role. An attorney can identify every responsible party.
How long does a Memphis motorcycle accident case take?
Some cases settle in a few months. Cases with serious injuries, disputed fault, or a trial can take a year or longer. Many claims are not ready to settle until your doctors know how well you will recover.
Do I need a lawyer after a motorcycle accident in Memphis?
If you were hurt, it is wise to talk with a lawyer before speaking to the insurance company. Insurers often try to shift blame to riders. A Memphis motorcycle accident lawyer from Mama Justice can handle the insurer, gather evidence, and fight for fair compensation. The consultation is free, and you pay no fee unless we win.
What compensation can I seek after a Memphis motorcycle accident?
You may be able to seek compensation for medical bills, lost income, reduced future earning ability, pain and suffering, emotional distress, loss of quality of life, and damage to your motorcycle and gear. The amount depends on the facts of your case, and no result is guaranteed.